ONE PLATFORMYour entire financial operation, connected

Collect, disburse, and invoice from one place

ARKAX is the technology layer that connects banks, processors, and payment rails in one platform. Accept SPEI, POS, cards, crypto, and cash; disburse across Mexico and worldwide; reconcile and invoice automatically — all connected to your systems.

BB
BN
SB
BI

Established companies already operate with ARKAX

PCI DSS v4 · ISO 27001 · SOC-2
arkax.io/dashboard · LIVE
Today's volume
$2,847,293
Transactions
14,823
Latency
187ms
Real-time settlement
SPEITXN-8821
$142,5000.18s
OXXOTXN-8822
$8,9000.22s
TPVTXN-8823
$23,4000.15s
SPEITXN-8824
$890,0000.19s
Uptime SLA
99.98%
Fraud blocked
99.7%
$2.8B+
Processed
in MXN transaction volume
99.98%
Uptime
guaranteed by SLA
<200ms
Latency
average response time
6
Modules
infrastructure layers

Connected to leading banks and financial institutions in Mexico

BB
BBVA
BN
Banorte
ST
STP
BR
Banregio
IN
Inbursa
SA
Santander
HS
HSBC
The real problem

Your money, scattered across five different control points.

Collecting, disbursing, invoicing, and moving money internationally forces you to coordinate multiple banks and providers. ARKAX unifies them into one platform.

Without ARKAX

A different tool for each operation

One bank for SPEI, another provider for POS, another to collect online, another to disburse, and the tax authority separately. Nothing is unified.

Slow and expensive international payments

Traditional SWIFT takes days and charges high fees. Moving money abroad becomes operational friction.

Manual reconciliation and invoicing

Teams matching deposits in spreadsheets and issuing invoices one by one. Lost hours and close errors.

No unified visibility over cash

Your operation is split across five portals. It is impossible to see inflows, outflows, and balances in one place.

With ARKAX

One platform for everything

Collect, disburse, invoice, and manage treasury from one dashboard. ARKAX integrates banks and processors for you.

Global disbursement, fast and cost-efficient

Pay suppliers, payroll, and partners in Mexico and abroad from the same place where you collect.

Automated reconciliation and invoicing

Every payment reconciles automatically and can trigger invoicing. Cent-perfect close without manual work.

Connected to your systems

It integrates with your CRM, ERP, and internal stack. Your financial operation becomes unified and visible in real time.

Everything in one platform

Your full financial operation,
in one system.

Collect, disburse, orchestrate, reconcile, invoice, and manage treasury connected to leading banks and processors.

Multi-channel collections

Accept payments through SPEI, POS, online cards, crypto, and cash in stores.

SPEIPOSOnlineCryptoCash
View details

Domestic and international payouts

Pay across Mexico and abroad using SPEI, corporate cards, crypto, and international transfers.

SPEICorporate cardsCryptoIntl.
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Payment orchestration

Smart routing across banks, processors, fraud tools, and payment methods.

Smart routingFallbackRetriesFraud
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Automated reconciliation

Every payment is matched automatically against your bank and systems.

Real timeCent-perfectNo spreadsheets
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Automated invoicing

CFDI 4.0 issuance and stamping connected to every collection.

CFDI 4.0StampingSAT-ready
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Treasury and structuring

Smarter treasury execution and financial structures for complex operations.

TreasuryTrustsOffshore
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Connected to your systems

Integrate your CRM, ERP, and internal tools via API and webhooks.

CRMERPAPIWebhooks
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How it works

The money flow in <200ms

From the moment the customer pays until funds land in your account. No friction. No unnecessary intermediaries.

Customer
Payment initiated
AI Router
Optimal rail
Bank
Authorization
Reconciliation
Verification
Settlement
Funds received
<200ms
Total flow time
99.98%
Success rate
24/7
Continuous operation
Why ARKAX

Like the biggest players, butwith more operating leverage behind it

We automate your operation on world-class standards. Security, compliance, and execution discipline are built into every implementation.

Advantage

Top-tier SPEI economics

Our scale and banking relationships unlock highly competitive SPEI costs.

Multi-bank

Banking relationships

Strong relationships across multiple banks and productive sectors.

Solid

Holding-backed execution

We are part of a solid, profitable group with proven customers.

Global

International reach

Global partners enable faster transfers and cross-border structures.

Core

Modern financial technology

Our SITRA orchestration engine powers the platform with modern infrastructure.

No limits

Built to scale

Architecture designed to grow with your volume, methods, and bank footprint.

AI Collections Agent

When customers do not pay, our AI collects for you

Automate collections through WhatsApp, SMS, and email. The agent negotiates, offers payment plans, and recovers overdue balances without manual intervention.

68%
Recovery rate
72h
First contact
-80%
Collection cost
ARKAX Collections Agent
Online · AI Active

Hi Martinez, I am the Credits Express assistant. You have an outstanding MXN $4,800 balance due July 5.

10:02 AM

Success stories

Companies already scaling with ARKAX

Real outcomes from clients that modernized their financial infrastructure.

"We migrated from our previous stack to ARKAX in three weeks. Latency dropped from 800ms to 187ms."

+34% approval rate uplift
LR
Luis Rendon
Head of Payments · FinCore Mexico

"The AI Collections Agent recovered 71% of our overdue portfolio in the first month."

MXN $2.1M recovered in 30 days
CM
Carla Mendez
CEO · Koins Lending

"The API integration was surprisingly clean. We had the first processed payment in 48 hours."

48h initial integration
AV
Alejandro Vera
CTO · Mercado Flex
Next step
ARKAX team

Let us design the solution for your operation

Tell us what you need to integrate, automate, or improve. A specialist will assess your operation and recommend the right technology and commercial path, with no obligation.

Integration in under 48 hours
Free sandbox from day one
Dedicated technical onboarding team
99.98% SLA from day one

Book a Free Demo

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